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Residential Mortgage Lending

Residential mortgages can be a simple and effective way to borrow, whether you are buying a new property, refinancing a residential mortgage or looking to create liquidity. Our tailored mortgage service is designed to make the process easy and flexible.

Residential Mortgage Lending

HSBC Private Banking’s residential mortgages are a straightforward way to borrow against your properties as part of your wider banking relationship with us.

We offer competitive rates across a broad range of individually structured mortgages and repayment options for completed primary residences, second homes and investment properties.

Benefits include:

  • Streamlined process and quick decision-making
  • Extended interest-only and capital repayment terms
  • Competitive rates
  • Fixed and variable rates
  • Extensive product offering
  • Individual loan underwriting

Anticipating Your Needs


Our expertise means we can offer:

  • In-depth experience with the large and complex mortgages typically needed to buy and refinance high-end property with no maximum loan size
  • Broad knowledge of the most prestigious real estate markets
  • Experience with cross-border real estate investments
  • A commitment to privacy and confidentiality

Personalised Service


A dedicated mortgage team working with your HSBC Private Banking Relationship Manager will support you with the following:

  • End-to-end service from application to funding your loan
  • Exclusive service support for the duration of your loan
  • Proficiency in numerous languages and offices in many locations
We offer competitive rates across a broad range of residential mortgages and repayment options.
Investment Outlook Q4 2021: Slow(er) and steady wins the race Watch the video: Investment Outlook Q4 2021: Slow(er) and steady wins the race
Watch our Global Chief Investment Officer Willem Sels discuss our investment strategy for the mid-cycle stage. Equity, credit and EM bond returns should remain respectable, but within equities, we increasingly focus on quality, large caps and dividends.
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